Whether your van is for business or just social use, you’ll want to make sure you only pay for the cover you need. Firstly, find out what type of policy you need and secondly, get it at the right price.

When getting a quote from Confused.com, you’ll need to choose one of the three options below:

Social only is suitable if you don’t use your van or pickup for anything to do with work. This cover doesn’t include commuting. This policy is for pleasure, like seeing family and friends or for shopping.

Business use is needed if your van carries goods, tools or work equipment belonging to yourself, your business partner or your employer. Social use is included.

Haulage is suitable if you use your van to transport other people’s goods or get paid to move cargo. This type of cover is usually more expensive because there’s a higher risk associated with carrying valuable or hazardous items. Social cover is included in this.